Financial Resources   

                                              The Electronic Directory for Quadriplegics, Paraplegics & Caregivers

                                    Because no one should cope with a Spinal Cord Injury (SCI) alone  

 

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Academy of Special Needs Planners  -  The purpose of this site is to provide a general overview of strategies parents and others can use to plan for their own futures and for those of family members with special needs.

Access Loans from Bank of America  -  Bank of America Access Loans provide affordable and flexible terms for individuals with disabilities or access needs. Purchase the equipment you need to make your home and car accessible. Available in AZ, AR, CA, CT, FL, GA, ID, IL, IA, KS, MA, MD, ME, MO, NH, NJ, NV, NY, NM, NC, OK, OR, PA, RI, SC, TN, TX, VA, WA, & the District of Columbia.

American Association of People with Disabilities is a national nonprofit cross-disability member organization dedicated to ensuring economic self-sufficiency and political empowerment for Americans with disabilities. AAPD works in coalition with other disability organizations for the full implementation and enforcement of disability nondiscrimination laws, particularly the Americans with Disabilities Act (ADA) of 1990 and the Rehabilitation Act of 1973. Membership benefits include the AAPD Quarterly Newsletter; car rental discounts; life insurance; discounted subscription rates for New Mobility Magazine; and eligibility for membership in Digital Federal Credit Union, which provides a full range of financial services including Mobility Vehicle Loans and Access Loans to finance adaptive equipment and modifications.

The "Be Perfect" Foundation - Providing direct financial and emotional aid to SCI victims in need.

Benefits CheckUp  -  A free, easy-to-use service that identifies federal and state assistance programs for older Americans and individuals with disabilities.

Catholic Charities: local listing in telephone directory

Charity Doctors: Call local Department of Health and Social Services or County Medical Society for a list of names.

Community Free Clinics: Volunteers in Health Care (Toll-free 1-877-844-8442) for list of network of clinics or call your local Department of Health and Social Services to locate a free clinic in your community.

Disabled Children's Relief Fund  -  Has funds available for children under 18, esp. those without insurance.

Easter Seals  -  contact the Easter Seals Center nearest you to see what services are available in your area. Search online or call 800-221-6827 (toll-free).

Free Meds and Solutions  -  The mission at Free Meds and Solutions is to help you and your loved ones access programs that will save or eliminate prescription medicine costs. These programs are for everyone whether they are employed, unemployed, underinsured, elderly, or disabled. Those who typically obtain their medications free through these programs do not qualify for government assistance such as Medicaid, but cannot afford costly medications.

G.O.A.L.S. - Go Out and Live Successfully!  -  G.O.A.L.S., Inc. (Go Out And Live Successfully!) is a foundation dedicated to helping people with spinal cord injuries better access their environment. Provides funds to meet a mobility-related need.

HelpingPatients.org  -  A new interactive Web site designed to help you find patient assistance programs for which you may qualify.

Housing & Mortgages for People with Disabilities This guide is for persons living with a disability and in need of useful information and assistance in buying a home.

Income and Medical Benefits after SCI  -  A Forum Report from the Univ of Washington NW Regional SCI System that discussses various state and federal programs that offer assistance to persons with disabilities.

Kate Kimberly Foundation: benefiting Spinal Cord Injury, SCI  -  The Kate Kimberly Foundation runs a unique Individual Grant program that provides full financial grants to qualified individuals with SCI for the purchase of adaptive sports, recreation and exercise equipment.

Legal Forum  -  An article from New Mobility that discusses several questions dealing with various benefits: getting a power wheelchair when your insurance only covers a manual; special needs trust; qualifying for Social Security; statute of limitations on filing law suits for injuries; and getting health insurance to pay for treatments.

Legal Rights of the Catastrophically Ill and Injured  -  Receive a FREE, 282 page comprehensive resource guide that will assist families and medical providers in identifying and understanding medical insurance, governmental benefits, special education benefits, and accident-related benefits to which they are entitled.

 Low Income Home Energy Assistance Program - The mission of the Low Income Home Energy Assistance Program (LIHEAP) is to assist low income households, particularly those with the lowest incomes that pay a high proportion of household income for home energy, primarily in meeting their immediate home energy needs.

Low-Income Medicare Beneficiaries: How the Reform Bills Address Their Drug Needs  -  This Kaiser Commission on Medicaid and the Uninsured and Alliance for Health Reform briefing examines the specific issues of drug coverage for low-income Medicare beneficiaries who are also eligible for Medicaid.

Maximizing Your Benefits  -  An article in New Mobility magazine (July, 2001) that reviews ways to "work the system" so that you can still earn a paycheck and keep your benefits.

Mobility and Access Loans  -  Available as part of membership benefits through American Association of People with Disabilities (only $15/year)

NTAF catastrophic injury fund  - The mission of NTAF is to help raise funds for transplant and catastrophic injury patients by providing compassionate support, education and expertise to them, their families and communities.

On the Move: A Financial Guide for People with Spinal Cord Injury  -  This book provides financial guidance for people with spinal cord injury, covering such topics as medical care and equipment, VA benefits, employment, hiring a personal assistant, and adapting your home. Intended for both the newly injured and those with sustained spinal cord injury, the book will help the reader find ways to pay for special care needs, cope with everyday expenses, and plan financially for the future. It includes a helpful resource section. #5200-171—Free plus shipping and handling Only available from the PVA Distribution Center 888-860-7244

One Step Ahead: Resource Planning for People with Disabilities Who Rely on Supplemental Security Inc  -  This very popular and useful financial-planning resource has been updated for 2005. This guide is written to assist people with disabilities who rely on SSI and MA. Suggestions are offered as to how one can own or benefit from money, homes, and other property in ways that will not jeopardize their chances of receiving and keeping SSI and MA benefits.

Prescription Assistance Programs:

bullet DisabilityResource.org: Prescription Drug Assistance Programs
 
bullet Needy Meds
 
bullet Pharmaceutical Research and Manufacturers of America: Ph:1-202-835-3400
 
bullet RxHope: E-mail: customerservice@rxhope.com, Ph:1-908-850-8004 will help with the application process for approval for medication assistance
 
bullet The Medicine Program: E-mail: help@themedicineprogram.com, Ph:1-573-996-7300 will help with the application process for approval for medication assistance, small fee is charged
 
bullet National Council on the Aging Benefits CheckupRX: Primarily for ages 55 and above, however, may link in to other programs for younger persons

Repair and Rehabilitation Grant  -  A grant is available to dwelling owner/occupant who is 62 years of age or older. Funds may only be used for repairs or improvements to remove health and safety hazards, or to complete repairs to make the dwelling accessible for household members with disabilities.

Rural Information Center Health Service (RICHS): E-mail: ric@nal.usda.gov Ph: 1-800-633-7701 – has database of information, including funding resources and other needs for special populations

Shriners Hospitals for Children: Ph: 1-800-237-5055 * Contact any Shrine Club

Special Needs Trust Administration Manual  -  In clear and easy to understand language, the authors explain how a trustee can use trust funds to meet the financial needs of a person with disabilities and still comply with the complex rules of government benefit programs. The Special Needs Trust Administration Manual covers many topics, including what trustees need to know about public benefit programs such as SSI, SSDI, Medicare, and Medicaid; taxes and Special Needs Trusts; payment of recreation, transportation, and medical costs; housing subsidies; and trustee duties.

Spinal Injury Foundation Community Programs - Smith Fund  -  Every year the Spinal Injury Foundation sets aside a number of $1,000 grants for injured people who need a helping hand.

The Abilities Fund  -  Services are designed specifically for individuals with disabilities interested in business ownership and the organizations that serve them.

The Bryon Riesch Paralysis Foundation  -  Their goal is to find a cure for paralysis through funding the latest in medical research and to provide assistance to those that suffer from neurological disorders. A $1000 to $2000 scholarship shall be awarded to two to three individuals with neurological disabilities, or the child of that person, for post high school education.

The Foundation Center User Aid for Individuals with Disabilities  -  If you are an individual with a physical or other disability, and you are looking for information on grants specifically for those with disabilities, this user aid will help you in your search.

The Lang Foundation  -  Established in 1989, the nonprofit foundation is dedicated to improving the quality of life of those suffering Spinal Cord Injury (SCI), by providing new PC systems and adaptive peripherals to needy SCI individuals.

The Ray Tye Medical Aid Foundation  -  The Ray Tye Medical Foundation is a 501c3 organization utilizing 100% of their funding to directly serve injured or ill individuals nationally and internationally that have no other source for the significant medical care that they need.

The Special Needs Department at The Glatfelter Agency in York, PA can offer a life insurance program to all individuals with special needs. Contact Ruth Wolf at Special Needs Department for your quote by calling 800-632-1884 or if you prefer by E-mail: rwolf@glatfelteragency.com

Ticket to Work Program - The Ticket to Work and Work Incentive Improvement Act was enacted on December 17, 1999. This law included several important new incentives and opportunities for successful work experiences for people who receive Social Security disability benefits who want to go to work.

Travis Roy Foundation  -  Their individual grant funds have been used to modify vans and to purchase wheelchairs, computers, ramps, shower chairs, and other adaptive equipment to help paraplegics and quadriplegics live their lives.

Vocational Rehabilitation: Phone Numbers for State Vocational Rehab Services listed at or go to State Government listing (Blue pages) in telephone directory – If your long range goals include returning to gainful employment, this can be an entry-way to resources for health care

Wounded Warrior Project  -  The WWP provides vital assistance to severely injured service members at the critical time between their hospital recovery and their transition to civilian life back home.

 

               If you would like to add a site to this list, please contact us at wheelchairnation@sc.rr.com

 

 

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